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The restriction shall only apply to deductions regarding your own house, such as mortgage interest or mortgage advice and to homeowners who deduct these costs from their income above 68.600. As of 2020 the mortgage tax relief will be reduced more rapidly. The deduction will decrease with 3% per year to approximately 37% in 2023.
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What you pay each month on your mortgage depends on the length of mortgage you choose and its interest rate, along with ancillary costs you pay through your mortgage lender. The longer the repayment period, the smaller the monthly payment, so 30-year mortgages have smaller payments than 15-year mortgages.
A Conventional Mortgage Scenario With a conventional mortgage loan, a borrower’s credit score is the biggest driver of cost. If your credit score is between 620-679, you can expect to see higher costs.
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