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Mortgages Resources Blog: 10/28/05 A financial industry group is proposing to use a new benchmark designed by the Federal Reserve for adjustable-rate mortgages, replacing the troubled London interbank offered rate. The proposal,

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Foreclosure Free, (Per Statute) as 5-Year Clock Expires Mortgage Debt. In the second quarter of 2016, the average amount Californians owed on their homes was $334,925, according to TransUnion. That was the highest state average in the nation, and 2 percent more than the average a year earlier. Nationally, mortgage debt averaged $192,749.