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Reverse mortgages aren’t your average, everyday loan. Unlike typical mortgages and other home equity loans, reverse mortgages are heavily regulated and involve many additional rules that you may not be aware of. For those living in condominiums, getting a reverse mortgage isn’t as simple as it is for most homeowners.
Florida Reverse Mortgage Rates These rates are averages taken from data reported by the Department of Housing and Urban Development each month. Though it may not be possible for you to get the exact interest rates shown here, looking at the past few months of rates should give you an idea of what lenders in Florida should be offering you.
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Do your homework so you know what to expect before getting a reverse mortgage. Here are some common questions (and answers) to help you apply for and get a reverse mortgage. So you’ll want to.
No Money Down Mortgage Options | Top Real Estate and Mortgage Articles Now that the real estate market is climbing. on your old house to come up with the money for a down payment, assuming you have significant equity. But, unless your income is high enough to qualify.
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So, the shocking truth about reverse mortgage with condominiums is that even though you may not owe anything on your unit and you may meet the age requirements, the project may prevent you from being able to get a reverse mortgage. We see more projects being declined then approved at this time by about a 2 – 1 ratio.
If you get a Fannie Mae or Freddie Mac mortgage, you aren’t getting a loan from these GSEs, but rather from a private lender approved by them. qualify for VA loans after serving for at least six.
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