FHA Approves Many New Florida Condos For 98% Financing In 2010

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Showing FHA-Approved condominiums, town-homes, and walk-ups closest to Miami, Florida. All properties listed below are FHA-Approved and have been inspected to meet hud housing quality standards (hqs). The map may not show all condos in Miami if there are too many or may show condos outside of Miami if there are too few.

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A condo MUST be in an approved project-and the approval list is short! If you are interested in purchasing a condominium, you may find that your ability to get an FHA loan is extremely limited. In order for the FHA to make a loan in a condominium project, the project itself must first be approved by the FHA.

The FHA changes its requirements for condo financing from time to time, and townhome complexes are required to requalify for FHA financing whenever guidelines change. However, homeowners with existing mortgages are not impacted if a development loses its FHA-approved status unless they attempt to refinance with a new FHA loan.

A more important housing subsidy has already snuck into law without many people noticing. government-backed loan for a house or condo in the continental United States would have dropped from.

During 2009, HUD published a series of new guidelines that dramatically changed the FHA approval process for condominiums. The most significant changes were as follows: Each condominium project as a whole must now obtain fha approval before any individual unit in the project will be eligible for FHA financing.

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What You Want to Know About Florida Condo Financing. Financing new condo projects used to require 70% or more of the units needed to be pre-sold before conventional financing was allowed now that number has dropped to 50%. However even with some of the requirements relaxed, there are still condos that will not pass the full review required,

You’re browsing for FHA approved condos in Tampa Florida We’ve searched the HUD.gov fha approved database for every zip code in this state. The information below is current as of June 24th 2010

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